by Tom on January 23, 2014

Where does it come from?

Perhaps from missing the signs that the there has been a change in the business climate. For example, the construction industry slows down.
One day you are working and there is lots of work, the next there is none. Soon this is followed by no money.

The world changed but you did not change nor innovate. The other factor is habits, we all have them but can you or did you change them? We continue on the same path after the rewards have stopped then slowly or quickly you get disillusioned, dismayed and frustrated.

So what do you do?

Immediately get busy:

  1. Clean and reorganize the work space. For me it was clean up the office.
  2. Update and repair your tools. I had my computers serviced.
  3. Purchase the supplies you will need. For me paper, toner and envelopes.

I found this fairly therapeutic. Now you are ready to go back to work but you just need work!

Finding work:

  1. What work have you done? Where did you work?
  2. Who do you know? Ask for help.
  3. Ask yourself what can I do in exchange for money?
  4. Ask people to give you work.

For me an apt saying comes to mind ‘pick yourself up, dust yourself off and start all over again’.

I think these are the two steps from this 1936 Classic…




by Tom on February 14, 2013

What does it take to get there?

Probably a little more than good looks and good luck is needed.

What is it?

Some say money, power. Personally I think it is balance.

The more I think about it the more I believe it has to do with beingness.

I think you have to like people.


To that end you first need to know your tools. Get your training.
If that means an apprenticeship, do it. Learn from others. If entering the business world a general course on business could give you insight about the pitfalls you may encounter.

I think you need balance. Some of us have that natural balance that comes from family and church as we grew up. Us others need to obtain it. May I suggest “ The Way to Happiness” by L Ron Hubbard as a great source. Call me. I will send you a copy.

Recently I watched a video called “ The Problems of Work.” I think personally it is a great investment for $25.00. In two hours you get what it took me several days of reading. A reading I enjoyed immensely that probably helped launch my career; I could not put it down and raved about it. The concepts of ARC, affinity-reality-communication, and the Emotional Tone Scale are invaluable in providing insight into WORK and living.

My training consistently suggests keeping track of income and expense data. If you ever need to borrow, it will be the first question a financial institution will ask for – books.
In the last two weeks this issue has come up twice with clients. A bankers first line of defense is to request a business plan and financial statements when you come knocking.

While I digress, may I also suggest a line of credit attached to real estate and enforced savings where a comfortable amount disappears into a savings account by automatic debit monthly. Tangerine has a good program. The governments “Tax-free Savings Account”
If you have both you may never have to go cap in hand to a banker and hear, “No.”

I acquired a book lately on selling. It comes with a companion work book. “Successful Selling” – Hubbard College of Administration.

Lastly, association: the proverbial old boys club. In business it is who you know. The use of the recommended tools I suggest, moving forward with living enjoying the fruits of a good job and happy family along with participation in a Service Club, kids’ sports or community should set you on the path to my definition of success.

A balance between being busy in ones career and earning an adequate income to meet ones obligations to family with enough opportunity to enjoy ones family and friends.



The Importance of Communication

January 4, 2013

I cannot stress enough the importance of gaining and retaining the ability to communicate. I recall a famous man saying, “ When in doubt communicate.” Both in the written word and spoken word your success depends on it. I probably would not survived the various challenges in my professional career without this skill with the […]

Read the full article →


August 13, 2012

To me, financial success depends on three things: Knowing where you are. Knowing where you have been. An idea or Knowing where you are going. Having said that, never loose focus on the two most important things in life, your health and your family. Without them there is no happiness and financial success will not buy […]

Read the full article →

Transparency in Business

July 5, 2012

Transparency in your business dealings is the best policy. If your give someone an offer to do business write it down, give him a copy. If you change your agreement write it down as a change order; quote the extra mount it will cost. Recently a client came to me complaining about loos revenue, having […]

Read the full article →

What is bookkeeping, really?

May 14, 2012

Bookkeeping is you, once per week emptying out your pockets of the cash paid receipts before you put them through the laundry; taking a moment to clean out your wallet and going out to the car/truck and cleaning off the dashboard before they

Read the full article →

BOOKKEEPING – Habit or Headache?

October 29, 2010

Is Your BOOKKEEPING a Habit or Headache? We are creatures of habit, we like to go to familiar places, park our car in the same spot, use the same routes home. Bookkeeping is the same way. BOOKKEEPING starts with keeping your receipts, putting them in a large envelope every day. Use a separate credit card […]

Read the full article →

Tips to save money on accounting services

August 2, 2010

First of all, let me welcome you to our new website,  You will see a whole new look , easy navigation, and there is more information. There are some good tips on the How To page of the website, but I want to repeat some of them here regarding a good way to […]

Read the full article →